McGraw & Strickland, LLC

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575-523-4321

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Clients’ Rights

Do I Need Uninsured Motorist Coverage?

It is irresponsible to drive without insurance and it poses a danger to you and your family. Unfortunately, New Mexico has the most uninsured motorists in the nation (29 percent). In order to protect yourself from such drivers, it's crucial to have uninsured motorist coverage.

HOW CAN UNINSURED MOTORIST COVERAGE HELP YOU AND YOUR FAMILY?

Make sure you have at least $25,000 Uninsured/Underinsured Motorist coverage. The more coverage you purchase, the more protection you have if you are injured by an uninsured motorist.

In New Mexico, this type of coverage attaches directly to you and your family members that live in your home with you, and it is not restricted to a specific vehicle. This means it protects you and your household members if they are injured by the use of another's vehicle - even if your or your family are not in your vehicle at the time of injury.

Uninsured Motorist Coverage (or Underinsured Motorist Coverage) can provide compensation for a child injured by a car while riding his bike or compensate a pedestrian who gets hit by a car while walking in a crosswalk.

This type of coverage also provides additional insurance to you if the driver who crashed into you does not have enough liability coverage to pay for your damages. In New Mexico, this coverage can even be used to help compensate crime victims if a vehicle was used in the commission of the crime.

WERE YOU INJURED IN AN ACCIDENT BECAUSE OF AN UNINSURED DRIVER?

Contact the insurance attorneys at McGraw & Strickland to make sure you are fully compensated for your injuries at 575-323-1529.

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McGraw & Strickland, LLC
165 West Lucero Ave.
Las Cruces, NM 88005

Phone: 575-523-4321
Fax: 575-680-1200
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